It is vitally important to have some basic financial knowledge so that you can make smart decisions with your money. However, good financial practices do also come down to responsibility. You have to take the initiative and avoid buying things you don't need. You also need to have the foresight to open a savings account and set funds aside for the future. On this blog, we hope to publish articles that focus on both sides. You'll find some that teach you the nitty gritty details about money and finance, and others that focus on the topics of responsibility and smart decision-making.